For adults · Money and everyday life

Tsukimiru app icon

Tsukimiru

See your monthly installments, loans, and subscriptions, and what is left to pay, in one place

Tsukimiru is an app for your monthly payments, such as installment plans for furniture, appliances, phones, or cards, home and car loans, and subscriptions. Add them to see how long each one runs, your totals for this month and next, and how much you have paid. You can also keep household and business payments in separate groups and see what share of your take-home pay goes to payments. Tsukimiru (月見る) means “see the month” in Japanese.

View on the App StoreiPhone / iPad (iOS 17 or later) · Free with ads (Tsukimiru PLUS removes ads) · No sign-in
This month's charges and take-home share on the Home screenSee what's ahead across all groups in the Outlook chartShare by category in a pie chartSeparate household and side business with groupsTotals for each payment type in All PaymentsAdd your take-home pay

All your monthly payments, at a glance

Home: totals for this month and next

See this month's total charges, next month's total, and the list of this month's payments, with a breakdown by installment, loan, and subscription. Payments that will end soon are marked. If you set a monthly limit, the app shows how much is left under it.

Three kinds of payments

Installments use the monthly amount, the number of payments, and the first billing month. Loans use the loan amount, annual interest rate, term, and repayment method (fixed payment or fixed principal). Subscriptions can be monthly or yearly.

Groups

Keep payments separate, such as household and business. Create up to 10 groups, each with its own monthly limit and currency. Switch groups with the tabs on Home, or choose Combined to see everything together.

Share of take-home pay

Add the take-home pay that is paid into your account, and the app shows what share of it goes to payments that month and what is left. Take-home pay also appears on the Outlook chart. Everything else works the same if you do not add it.

Outlook: monthly totals ahead

See 2, 5, 10, 20, 30, or 50 years ahead in a bar chart; 10 years and longer show yearly totals. Use the Total, Installment, Subscription, and Loan tabs to look at each kind. If you set a monthly limit, the limit line is drawn too.

Share by category in a pie chart

See the amount and share of each category, such as home, car, and appliances, in a pie chart, for this month or the next 12 months.

More features

  • Try it out: see how one more installment would change your monthly totals and your limit, without adding it
  • All Payments shows the number of payments, this month's amount, and the amount left for each payment type
  • Categories include entertainment and work equipment and services, as well as home, car, appliances, and more
  • Payment details show how much you have paid, how much is left, and the repayment schedule (payment, month, amount, principal, interest, balance)
  • For loans, you can override the monthly amount with the figure on your repayment schedule and record interest rate changes
  • Mark a payment as paid off when you pay the rest in one go
  • Currencies: Japanese yen, US dollars, euros, British pounds, Australian dollars, and Canadian dollars, set for each group. Amounts are never converted with exchange rates
  • The calculation rules are listed in the app under How We Calculate
  • English and Japanese, Dark Mode, iPhone and iPad

Pricing and your data

Tsukimiru is free to use, with ads. Subscribing to Tsukimiru PLUS (monthly or yearly, with a 1-month free trial) removes ads and the “Made with Tsukimiru” mark on exported images. Every feature works without PLUS. No sign-in. The payments you add are stored only on your device and are not sent anywhere (to show ads, the ad provider uses some information about your device; see the Privacy Policy for details).

  • All calculations are estimates. Please check the actual amounts on statements and repayment schedules from your card company or lender.
  • Tsukimiru only calculates and displays the payments you add. It is not financial or tax advice.
  • The app does not introduce, compare, or help you apply for banks, loans, cards, or other financial products.